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Why Do You Need a Lutz, FL Auto Accident Attorney When You Have Insurance?

After being involved in an auto accident, some people believe their auto insurance company will take care of them so that they do not need to hire an attorney.  Unfortunately, this is not true as there are many reasons why you need to hire a Lutz, FL auto accident attorney.

If you are not at-fault in an auto accident, you will need to pursue your damages directly against the at-fault party or parties.  Your auto insurance company will not pursue your damages claims for you.  Regardless of whether you have incurred damages in the form of lost wages, loss of future earning capacity, medical bills, costs of future medical care, pain and suffering incurred in the past and to be incurred in the future, you will need to pursue those damages with an experienced Lutz auto accident attorney.  Your auto insurance company is there to protect you for claims that may be brought against you by other parties, and not to pursue your claims against the at-fault driver.

Because you will have to pursue your own claims for your damages, it will require you to communicate with the at-fault party’s insurance company.  It is risky to communicate on your own with the at-fault party’s insurance company because any statement you make can be used against you later on in your case.  However, statements that are made by lawyers are not considered statements that could be used against you later on in your case.

Further, your lawyer can evaluate any requests that are made from either the at-fault party’s insurance company or your own insurance company to determine the validity of the requests and/or whether the requests exceed what is legally required in cooperating with and disclosing information regarding your claim.  Before any information is disclosed or legally binding documents are signed that release and waive your rights, it is imperative that those documents are reviewed by a Lutz, FL auto accident attorney to fully understand the document’s meaning and any potential ramifications.

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